Art Sansone PT LLC is not a "participating provider" with any insurance plan. All fees associated with my physical therapy and therapeutic massage services are your responsibility and will be collected at the time that services are rendered.
However, many insurance programs with “non-participating, out-of-network physical therapy benefits” will reimburse a portion of the total fee associated with the physical therapy services I provide. Your “non- participating, out-of-network physical therapy” benefits are outlined in your insurance policy. (Note: Medicare, Medicaid and insurances delivered through the health exchanges as part of the Patient Protection and Affordable Care Act will not reimburse any portion of services by non-participating providers).
If you choose to bill your insurance company to reimburse your physical therapy costs, you are responsible for:
• verifying your “non-participating, out-of-network physical therapy benefits” with your insurance provider prior to submitting any claims for reimbursement.
• providing me with any information that your insurer requests that is not included in standard billing documentation.
• assuring that your insurance company properly processes all claims that you submit.
Therapeutic Massage is not covered by insurance. However, many Health Savings Account (HSA) and Flexible Spending Account (FSA) programs will allow one to pay for massage services with account savings.